Often the aggregation maintains a certain importance in the trust which is called an "interest only strip" or "first death piece". Any payments from the trust must be fictional to regular investors in precedence to this interest. This protects investors from a degree of risk, management the securitization more attractive. The aforementioned brings into catechism whether the assets are truly off-balance-sheet given the company's exposure to losses on this interest.

It is possible for some organizations to enter into alternative types of borrowing and repayment arrangements which will not result in bankruptcy. For example, companies can sometimes convert debt that they owe into equity Debt Relief in themselves.